Know When to Enroll and Avoid Penalties
Your window to enroll is limited. Learn when and how to act.
Explore Your Medicare Options
Compare Medicare Parts A, B, C, and D easily.
Be Ready with the Right Info and Documents
Social Security numbers, current doctors, meds - all in one prep list.
What's Inside the Medicare Enrollment Checklist
A clear breakdown of when to enroll - and how to avoid late penalties
A simple guide to Medicare Parts A, B, C, and D (what they cover and how they differ)
A personal prep list: what documents, meds, doctors, and info you’ll need
Help estimating costs and out-of-pocket expenses
Key questions to ask before you choose a Medicare plan
A step-by-step plan to confidently enroll without the overwhelm
Frequently Asked Medicare Questions
If you're still working - or covered under a spouse’s plan - you might be eligible to delay Medicare without penalties. But the rules are strict. For example, if your current coverage isn’t “creditable” (as defined by Medicare), you could face late fees later. ✅ Our checklist walks you through what qualifies, how to avoid gaps, and whether you need to enroll in Part A, B, or both based on your situation.
Yes - Medicare applies penalties if you miss your Initial Enrollment Period (IEP) without qualifying coverage. For Part B, that penalty can stick with you for life and grow the longer you wait. đź“… The checklist helps you identify your exact IEP and whether any delay could cost you. It also outlines how to appeal if you think you've been unfairly penalized.
Original Medicare (Parts A and B) is run by the federal government and lets you visit most doctors nationwide. Medicare Advantage (Part C) is offered by private insurers and may include extras like dental, vision, or prescription drug coverage - but it often has network restrictions. 🆚 The checklist includes a side-by-side comparison chart so you can quickly see which one fits your lifestyle, travel habits, and healthcare needs.
Absolutely. You can book a free 15-minute call with Darren Mack - no pressure, no sales pitch. Just personalized guidance from a licensed Medicare advisor who knows the rules and helps you understand your options. 📞 You’ll find the booking link in the checklist or just click Schedule a Call at the top or bottom of the page.
Yes. Having the right info ready makes the process faster and helps avoid mistakes. You’ll want your Social Security number, a list of doctors and prescriptions, and any retirement or employer insurance info. 🗂️ The checklist includes a pre-application worksheet so you can gather everything in one place.